Cashless Treatment Scheme For Road Accident Victims 2025: The government has introduced a new system for persons who are injured in traffic accidents, known as the Cashless Treatment of Road Accident Victims system 2025, which will begin on May 5, 2025. This initiative will provide free treatment up to Rs. 1.5 lakh, which can be taken at any facility chosen by the government thereafter. Even if the sufferer does not have insurance, they can receive treatment without paying.

The treatment must be administered during the “golden hour,” which is the first one hour after an accident occurs, and it is believed that many lives can be saved if assistance is provided early. The rule has been published in the Gazette, but the scheme’s precise rules have yet to be released. The Supreme Court was upset because it was not completed sooner, thus, it was done in a hurry. The plan was created under Section 162(2) of the Motor Vehicles Act.

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Cashless Treatment Scheme Motive

The Cashless Treatment Scheme aims to save the lives of persons injured in car accidents. Because money is often a barrier to receiving assistance, this program was created. Treatment would be provided for free up to Rs. 1.5 lakh, but only within the golden hour, which is the first one hour after the accident. More lives can be saved if treated quickly. Poor people can also get support, and insurance is not required. The rule was established to ensure that no one is left without assistance.

Cashless Treatment Scheme Details

Cashless Treatment Scheme to Rs 1.5 Lakh Free Treatment

The initiative was launched to provide free treatment up to Rs. 1.5 lakh to persons who are injured in traffic accidents because accidents are growing and many lives are lost when help is not provided quickly. Any individual who is injured by a motor vehicle on any road is entitled to free medical treatment under the terms of this system. The victim must be treated in a hospital designated by the government for a maximum of seven days following the accident. This rule was included in the announcement, and it will assist to save more lives now.

Cashless Treatment Scheme Benefits

• The initiative is for persons who are injured in road accidents, such as
• Anyone injured in a motor vehicle accident can obtain free medical treatment.
• The accident must occur on any route, whether in a city or rural region.
• People who do not have insurance will also receive free care under this system.
• The treatment will be delivered in hospitals designated by the government for the scheme.
• The entire cost of therapy will be paid up to Rs. 1.5 lakh.
• The free treatment will be provided for up to seven days after the injury occurs.

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Cashless Treatment Scheme Time Period

Time period for the scheme includes –

• The free treatment will be provided for up to seven days after the injury occurs.
• The complimentary treatment will be valid for a maximum of seven days.
• During this seven-day period, the plan will pay for treatment costs.
• After seven days, the plan no longer covers the treatment costs.

Cashless Treatment Scheme Features

• The plan contains numerous key elements, which are listed below:
• The injured person would receive free treatment worth up to Rs. 1.5 lakh.
• Treatment will be provided in any hospital designated by the government.
• Even if the person does not have insurance, they will be treated at no cost.
• The treatment must be delivered within seven days following the injury.
• The program is intended to save lives by providing prompt assistance during the critical hour following an accident.

Cashless Treatment Scheme Payment Structure for Hospitals

The payment structure for hospitals involves the following steps:

Step 1: The scheme also explains how hospitals will get paid for the treatment they provide.

Step 2: After the victim is discharged from the hospital, the hospital must file a claim for treatment costs through the government portal.

Step 3: The claim should contain all of the papers the State Health Agency prescribes.

Step 4: The State Health Agency will then assess the claim and decide whether to approve or deny it, either wholly or partially.

Step 5: The reason for acceptance or rejection will be noted in the portal and sent to the hospital.

Step 6: The center will form a steering committee to oversee the scheme’s implementation, led by the Secretary of MoRTH and the CEO of NHA.

Cashless Treatment Scheme Important Links